Statewide agricultural finance infrastructure

A smarter way to manage agricultural loans.

A secure, data-driven platform for farmer onboarding, cooperative coordination, loan processing, field verification, disbursement, repayment and statewide oversight — designed for scale across Cross River State.

Designed capacity
20,000+ users

Built around the state's 18 LGAs with clear visibility from the Board down to individual farms.

18Local Governments
1,000Target applicants / LGA
GPSFarm location capture
360°Loan lifecycle visibility
SECURE BY DESIGN

Dedicated production infrastructure, layered access control, audit trails, backups, monitoring and protected integrations.

One connected operating system

From the farmer's farm to the Chairman's dashboard.

The platform organizes people, cooperatives, locations, applications and money into one accountable workflow while preserving the access boundaries of each operational level.

FarmerProfile • Farm • Application
CooperativeMembers • Support • Validation
LGA / HOLGAReview • Coordination
Board & FinanceDecision • Disbursement
ChairmanOversight • Intelligence
Phone-firstAccessible onboarding for farmers without email.
GPS-readyCapture the actual farm location during application/inspection.
AuditableEvery important action and decision leaves a trace.
ConfigurableLoan schemes and approval workflows can evolve with policy.
Core implementation

The capabilities required to operate confidently.

These modules form the baseline platform and are included in every configuration.

CORE 01

Farmer & Farm Onboarding

Phone-first registration, cooperative membership, farm profiles and mandatory farm GPS capture.

CORE 02

Cooperative Management

Registration, accreditation status, officers, membership and document management.

CORE 03

Geographic Structure

State → LGA → Ward → Cooperative → Farmer/Farm hierarchy.

CORE 04

Identity Verification Service

White-label identity verification integration and verification workflow.

CORE 05

Loan Scheme & Application

Configurable loan products, eligibility, application forms and document submissions.

CORE 06

Workflow & Assessment Engine

Configurable review stages, queries, recommendations and decision history.

CORE 07

Approval & Disbursement

Approval controls, finance authorization, disbursement records and reconciliation.

CORE 08

Repayment & Recovery Tracking

Schedules, payments, balances, arrears, defaults and recovery records.

CORE 09

Roles, Permissions & Audit

Farmer, cooperative, LGA/HOLGA, board, finance, chairman and super-admin controls.

CORE 10

Dashboards, Reports & Exports

State/LGA/ward/cooperative analytics, charts, PDF/Excel-ready reporting.

CORE 11

Documents & Notifications

Document vault, OTP/status messaging hooks and notification history.

CORE 12

QA, Deployment & Training

Testing, production deployment, administrator onboarding and handover.

Interactive configuration

Configure the implementation around your priorities.

Core capabilities are fixed. Review the Year-1 infrastructure line items, then select additional capabilities and operational preferences to generate an indicative implementation estimate.

1. Project contact

Who is completing this configuration?

2. Core platform

Included by default. These establish the operational foundation.

3. Year-1 infrastructure & security

Transparent production infrastructure breakdown. The dedicated production server is required; core production and security services are locked; optional infrastructure and mobile-store provisioning can be adjusted to match the approved deployment strategy.

Core infrastructure items are required for a secure production launch. Optional items may be removed. Android and iOS store provisioning are independent and should only be selected when the corresponding mobile application is required.

4. Additional capabilities

Select only the capabilities required for the initial rollout.

5. Operating model

These answers help define how recurring and transaction-based services should be structured. They do not alter the implementation estimate yet.

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